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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Making a statement that is false and maliciously critical of the financial condition of an insurer is known as

A) misrepresentation.
B) intimidation.
C) defamation.
D) coercion.

2. Statements by an applicant concerning personal health history, family health history, occupation, and hobbies
are referred to as

A) depictions.
B) certifications.
C) representations.
D) personal characteristics.

3. An agent's actions or deeds demonstrate what kind of authority?

A) inherent
B) express
C) apparent
D) delegated

4. Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

A) Cost of living.
B) Disability income.
C) Guaranteed renewability.
D) Guaranteed insurability.

5. The grace period is a period of time

A) between the death of the insured individual and the payment of the benefits.
B) after the premium is due but while the policy remains in force.
C) after the premium is received and before the policy is issued.
D) after the premium is paid and before the policy is issued.

Solutions: