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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is considered a voluntary lien?

A) Real estate tax lien.
B) Mortgage lien.
C) State tax lien.
D) Construction lien.

2. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants at sufferance
B) as tenants by the entireties
C) as tenants in common
D) as joint tenants

3. What is the purpose of probate of an estate?

A) to establish heirs
B) to transfer a deceased's debts
C) to foreclose a lien
D) to avoid inheritance tax

4. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) standard exception.
B) covenant.
C) judgment.
D) federal lien.

5. To satisfy a mortgage of record, which of the following must be filed?

A) a certified copy of original mortgage
B) a mortgage satisfaction
C) an original note
D) a payoff statement

Solutions: